Preparing for the unexpected is important, especially when it comes to providing for your family in the event of your untimely death.

Life protection or life assurance ensures your dependants / partner receives an income or lump sum in such circumstances.

Consideration should be given to not only covering any debts like a mortgage, but providing sufficient funds to cover any wider needs such as school fees or the need for a partner to take time off work in a period of transition.

While not everyone will need life assurance, if you have children or a partner depending on your income it’s essential to consider how the loved ones in your life will be protected financially in the event of your death.

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